Small Business Financing Options – Despite the Credit Crunch

There’s no question that this financial crisis and ensuing market meltdown made it tougher than in the past to secure business financing and raise capital. This is especially true for fast-growth companies, which usually consume more resources to feed their growth. If they aren’t careful, they can grow themselves straight out of business.

Amidst every one of the gloom and doom, however, it is critical to keep another thing planned: There are still options available for small business financing. It’s simply a few knowing where to look and the ways to prepare.

Where to Look

There are three main sources it is possible to turn to for small company financing:

Commercial Banks –

These are the first source most owners consider once they think of small enterprise financing. The bank’s loan money that must definitely be repaid with interest and often secured by collateral pledged with the business in the event it can’t repay the loan.

On the positive side, debt is comparatively cheap, especially in today’s low-interest-rate environment. Community banks will often be an excellent starting point for your pursuit of small company financing today, being that they are generally in better finances than big banks. If you do go to a big bank, be sure you talk to someone in the region of the bank that concentrates on business financing and lending.

Keep in mind that it requires more diligence and transparency for smaller businesses as a way to maintain a lending relationship in our credit environment. Most … More >>>

Company Search – Making Sure People Know Your Company Exists

Getting your organization recognized is critical to up your subscriber base. For a small business, it is important to their survival that men and women know they exist. Otherwise, they’re going to get left behind to bigger firms that have enough money to spend boatloads of greenbacks on promoting. There are several solutions to begin ensuring that each time a customer does an organization search, they will begin to see the name of your company right beside the names of bigger companies. Some ways to go about this are free, others might cost a little bit of cash. Some may be easier and take less to perform than the others, but all can help perhaps the playing field for the small company versus a large corporation.

The first thing you’re able to do to aid get your company noticed is to add your small business to your business directory. A business directory is only a simple set of business names, usually grouped into categories according to exactly what the business concentrates on, and yes it shows information like the address of where your company is located plus a number. In the past, business directories happen to be printed, in recent years, much like everything else in printed media, they have got moved online. There are several different directories on the web for company search. Some have the freedom, some charge a smaller fee, but those who charge usually offer some premium benefits.

Another method to bring more customers to your

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What the Emergence of Open Source Means to Businesses

A not-so-new concept, open-source (OS) will be the emerging alternative that has been gaining increasingly more popular over the years. The open-source business intelligence has extended its breadth and possesses become the trend – from financial and office software to Web, desktop utilities and games to practically just about all significant means of organizing business tasks.

Revolutionizing business and software strategies inside a massive way, the open-source movement allows information being produced, distributed, and controlled at the disposal of many. This idea, that’s exemplified by Linux inside the operating system landscape – is, at present, gaining momentum within the marketplace.

A solid example of the achievements OS could be the emergence of Wikipedia – the open-source encyclopedia founded in 2001 – which in a few years, makes paid encyclopedias virtually obsolete.

Suddenly, the world is seeing that Wikipedia – which can be depending on cooperation and contribution – can work, it is free and simple to use, with content that is characterized by real-time updates. People are also seeing what sort of free flow of knowledge can offer efficiency over a massive scale.

Low book sales typify the scenario of ever-growing OS adaptation. In a related report by The UK Telegraph, low sales have beleaguered the generic books industry within the United Kingdom in 2009 – despite international business marketing efforts- owing not just to the recession but in addition to technological changes. While books cannot be often considered as dispensable, analysts are projecting that online book sales will soon … More >>>

Doing Business With a Strong Offshore Combination Using a Panama Foundation With a Belize IBC

The nations leading the pack out of the recession are the second tier economies of Asia. Their currencies are predicted to advance against the dollar, Euro, and Yen over the next few years. Meanwhile lawmakers in the United States are talking about raising taxes. To those who have scrimped and saved for years to put together a nest egg for retirement this may be ominous news. The PIIGS affair lays a cloud of depression over the EU. For some the attraction of doing business outside of North America or Europe is increasing.

With current worldwide economic realities in mind where are you going to do business next? The United States and Europe do not need to be on either end of your supply chain. You bank does not need to be in the USA. Your company can be offshore. You can arrange your affairs in such a way as to make yourself the beneficiary of a Panama Foundation and enjoy the fruits of your labors in privacy.

The Argument for Moving Offshore

There are many tax advantaged jurisdictions such as Belize and Panama. Going “offshore” in these countries and you will not have any local taxes on international income. Using a combination of Panama and Belize entities there are legal vehicles for incorporation, for banking, and for Private Interest Foundations that help you keep your private business private. You can do business with the emerging economies of Asia. Sell to the emerging middle class of South America and never pay … More >>>

Doing Business in the US - Basic Considerations for International Companies

In these challenging economic times, international businesses need to find new markets for their products and services. Although some developing countries are showing signs of rebounding, many companies from our traditional trading partners might revisit the U.S. as a market. Even in the midst of a severe recession and with the importance of a growing economy, the US remains a safe place and a relatively prosperous and established market.

International companies do business in the U.S

Fundamental questions for international companies who want to do business in the U.S. boils down to “what do I need?” A business person who is thinking of doing business in the US certainly needs to assess the market demand for his product or service and the sales and distribution channels. If this research shows an opportunity, a business needs to determine where to find its business.

One thing that often surprises international visitors even experienced is the geographical breadth of the United States. For example, the state of Texas is much bigger than Germany, one of the largest countries in Europe. International companies should consider placing U.S. operations in an area that is convenient for the head office. For example, companies in Europe should consider placing U.S. operations. they are in or close to cities with easy air connections to Europe.

Time Differences

Companies must also consider time differences in relation to where they are. For example, all things being stated the same, European companies should consider placing their US operations in the Eastern … More >>>